All You Need to Know About Bank of Maharashtra Credit Card

Bank of Maharashtra was founded in 1935 and has since then strived to serve its customers with diligence and excellence. They have a vast range of credit cards available at their end with features like cashbacks, discounts on selective categories such as retail shopping, grocery, fuel surcharge waiver and more. 

Read on to know all about the Bank of Maharashtra credit card and what it entails.

List of Credit Cards at Bank of Maharashtra

Note: If you want to get the full list of features, visit the official credit card pages.

General Features of Bank of Maharashtra Credit Cards

Here are a few of the general features that apply to the Bank of Maharashtra credit card:

1. Some credit cards offer bonus points on 1st retail spend of ₹1,000 and above. 
2. You can get a fuel surcharge waiver for fuel transactions between ₹500 and up to ₹4,000 across all the fuel stations in India.
3. Cardholders can easily convert purchases over ₹2,500 to EMI.
4. You can make payments without the credit card PIN for transactions up to ₹5,000.

Note: To get the exact list of applicable features on your Bank of Maharashtra credit card, refer to the policy terms and conditions applicable to your card.

💡Pay your credit card bills in an easy and secure way with the PICE App.

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Applicable Terms and Conditions on Bank of Maharashtra Credit Cards

Here are a few general terms and conditions which apply to Bank of Maharashtra credit cards:

1. Loss/Misuse/Theft of Credit Card

In such an instance, the cardholder needs to contact the bank as soon as possible at the available helpline numbers. Bank of Maharashtra offers complimentary stolen/lost card insurance cover for certain types of credit cards. 

2. Revocation or Termination of the Cardholder

The cardholder has the full freedom to end the agreement at any point in time by writing to the bank. All the cards, along with the add-on credit card, will be terminated after that on the sole basis of the termination request.

1. The bank can, at any point in time, suspend or terminate a cardholder account without giving any prior notice to the cardholder if it believes it is necessary for the business to do so.
2. The bank also holds the right to suspend the card if the cardholder defaults on making due payments on time.

 Bank of Maharashtra Credit Card Eligibility

To apply for an Indian Bank credit card, the primary cardholder must be between 21 and 65 years of age, while add-on cardholders should be at least 18 years old. For secured credit cards, applicants must maintain a minimum fixed deposit of ₹12,500 as collateral. 

Required Documents to Apply For Bank of Maharashtra Credit Card

These are the mandatory documents which you need to submit when applying for Bank of Maharashtra credit cards:

• Proof of Identification: Voter ID Card, PAN Card and Aadhaar Card
• Address Verification: Passport, Telephone Bill or Electricity Bill
• Proof of Income: Salary Certificate, Salary Slips or Employment Letter

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How to Activate Bank of Maharashtra Credit Card?

One of the  Bank of Maharashtra credit card benefits is that the activation process is hassle-free and very easy. Here is how you can do it:

1. First and foremost, head over to the official site. 
2. Select the option labelled as ‘New User Registration’.
3. Then, enter your customer ID (CIF number).
4. You will have to enter the captcha code as well.
5. In the next screen, you will have to enter your credit card number. An OTP will be sent to you.
6. Enter the OTP.
7. Initiate Bank of Maharashtra credit card login using your customer ID and password.
8. Navigate to Menu > Requests > Activate Card.

Conclusion

Make sure to determine your goals first before applying for a Bank of Maharashtra credit card. Each card variant is designed for specific customer needs. Hence, you must go through the credit card policy documents thoroughly before making any decision.

FAQs